# Rein

Rein is building software for lenders who fund businesses. It is designed to check the purchase, the price, who is being paid and the lender's rules before the money goes out. This describes the product direction, not a claim that these checks control real payments today.

The lender sets the rules, keeps the money and takes the lending risk. Its payment process moves the money, not Rein. The idea applies whether a person or a software agent starts the payment. Ratings are a goal, not a service offered today.

The homepage's bakery example explains PASS, HOLD and CHECK using one simple rule. A flag is not proof of fraud. Research uses public data, tests and simulations, not proof of lower losses on real borrowers.

Contact gaurav@reincredit.com to discuss a use case first. Do not upload or email private business records based on this website. Older upload instructions and key-issuance descriptions are not a current invitation to send a file. No API availability, key delivery time, pricing or customer claims are made here.

Pages: https://www.reincredit.com/ | https://www.reincredit.com/how-it-works | https://www.reincredit.com/research | https://www.reincredit.com/privacy | https://www.reincredit.com/contact

## Inspect the work

The detailed synthetic report is at https://www.reincredit.com/sample, separately from the homepage bakery illustration. Its five sections cover policy-profile holds, possible duplicates, concentration and stop-ladder outcomes, context findings, and borrowing-base questions. Planted cases demonstrate the output, not a catch rate. No real lender records or measured loss reduction are claimed.

The intended design covers mandates, payees, categories, per-payment and total caps, weekly lines, stops on new draws, and officer approval. Business and market context are additional research/product work. This is design scope, not live API availability.

Directory: https://www.reincredit.com/shadow-test | https://www.reincredit.com/sample | https://www.reincredit.com/quickstart | https://www.reincredit.com/prepare | https://www.reincredit.com/security-and-privacy | https://www.reincredit.com/team

Invoice schema and synthetic CSV are references only. No real-file upload, key-issuance promise, rated book, guaranteed retention/deletion policy or cross-lender record is offered by this site.

## Local preparation

https://www.reincredit.com/prepare reads a selected CSV and hashing secret locally in the browser and creates a download. It does not upload the file or save the secret. Only borrower_ref, debtor_ref and payee_ref are hashed; invoice_id and all other columns remain readable. This is not anonymization or permission to share records. The helper uses no third-party resources.